This protection is subject to additional terms, conditions and exclusions. Make sure you check your protection documents, as coverage can differ from country to country.
You are not covered if:
● You simply change your mind about going on the trip.
● The injury, illness or death was caused by a pre-existing medical condition.
● Documents requested by our claims team have not been provided.
For specific details about your protection, please log in to your XCover Account to see what is not covered.